Medical Cover for Visa Application
When various embassies ask for medical cover as a condition before traveling to their countries, our medical department will advice on the best cover to take.
Bid Bonds | Security Guarantee Cover
We arrange the above security guarantee cover which are asked by corporates undertaking big tenders . Contact Charles to arrange the same for you.
Industrial All Risks
This insurance package mainly incorporates Fire and Allied Perils, Burglary, Accidental damage and Business Interruption. It provides indemnity to the property insured against any loss or damage from any cause. This package has two sections: material damage (which covers the accidental loss or damage to the property insured) and Business Interruption (which covers the consequential loss following accidental physical loss or damage to the property insured during the indemnity period. This section covers loss of profits, wages to employees, increased cost of working, rent receivable/payable and audit fees).
Combined Business Packages
This combines several classes of insurance (i.e. Fire and perils, burglary insurance, All risks, Plate Glass, Money insurance, Workmen’s Compensation, Public Liability, Employee Dishonesty, Group Personal Accident, Computer and accessories). This makes it convenient for the insured since all these insurance packages are renewed at the same time, have fixed terms and conditions and this eases the administrative work.
Travel Insurance
This will take care of your employees when traveling from their local bases to other stations locally and abroad, it covers the baggage, medical bills and guidance to places where to seek help abroad, rescue, burial, transportation or mortal remains etc
Evacuation and Repatriation Insurance
This insurance is designed to assist in lessening the sudden, unforeseen financial consequences associated with evacuation threatened personnel. Items that present unplanned and possibly significant financial exposures include: transportation to a place of safety, salary expenses during the period of dislocation and the cost or returning when the situation is normalized. Cover is provided for the emergency evacuation and repatriation of insured persons upon the advisory of their government that it is unsafe for them to remain in their host country, their property has been expropriated, or they are declared persona non grata.
Workers Compensation and Common Law Covers
This cover is designed to provide for cost of medical care, rehabilitation and lost wages for injured employees and death benefits for the dependents of the person killed in work related accidents.